Call report 2007Q4
GUARANTY BANK & TRUST, N.A. — 2007Q4
The 22 measures GUARANTY BANK & TRUST, N.A. reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 587,649,000 | USD | evidence → |
| Total loans | 412,370,000 | USD | evidence → |
| Allowance for loan losses | 4,595,000 | USD | evidence → |
| Securities available for sale | 101,466,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 528,260,000 | USD | evidence → |
| Interest-bearing deposits | 419,300,000 | USD | evidence → |
| Noninterest-bearing deposits | 108,960,000 | USD | evidence → |
| Equity capital | 42,879,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,744,000 | USD | evidence → |
| Interest expense | 16,775,000 | USD | evidence → |
| Net interest income | 20,969,000 | USD | evidence → |
| Noninterest income | 6,655,000 | USD | evidence → |
| Noninterest expense | 17,680,000 | USD | evidence → |
| Provision for loan losses | 486,000 | USD | evidence → |
| Pretax income | 9,422,000 | USD | evidence → |
| Income tax | 2,750,000 | USD | evidence → |
| Net income | 6,672,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,614,000 | USD | evidence → |
| Total capital | 45,209,000 | USD | evidence → |
| Risk-weighted assets | 410,470,000 | USD | evidence → |