Call report 2004Q4
GUARANTY BANK & TRUST, N.A. — 2004Q4
The 22 measures GUARANTY BANK & TRUST, N.A. reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 541,039,000 | USD | evidence → |
| Total loans | 377,334,000 | USD | evidence → |
| Allowance for loan losses | 4,154,000 | USD | evidence → |
| Securities available for sale | 99,650,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 438,705,000 | USD | evidence → |
| Interest-bearing deposits | 351,441,000 | USD | evidence → |
| Noninterest-bearing deposits | 87,264,000 | USD | evidence → |
| Equity capital | 43,345,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,029,000 | USD | evidence → |
| Interest expense | 8,133,000 | USD | evidence → |
| Net interest income | 18,896,000 | USD | evidence → |
| Noninterest income | 4,753,000 | USD | evidence → |
| Noninterest expense | 16,230,000 | USD | evidence → |
| Provision for loan losses | 930,000 | USD | evidence → |
| Pretax income | 6,609,000 | USD | evidence → |
| Income tax | 1,716,000 | USD | evidence → |
| Net income | 4,893,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,743,000 | USD | evidence → |
| Total capital | 44,897,000 | USD | evidence → |
| Risk-weighted assets | 366,592,000 | USD | evidence → |