Call report 2002Q4
GUARANTY BANK & TRUST, N.A. — 2002Q4
The 22 measures GUARANTY BANK & TRUST, N.A. reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 516,842,000 | USD | evidence → |
| Total loans | 365,615,000 | USD | evidence → |
| Allowance for loan losses | 3,692,000 | USD | evidence → |
| Securities available for sale | 103,827,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 427,194,000 | USD | evidence → |
| Interest-bearing deposits | 356,436,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,758,000 | USD | evidence → |
| Equity capital | 41,894,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,955,000 | USD | evidence → |
| Interest expense | 11,476,000 | USD | evidence → |
| Net interest income | 17,479,000 | USD | evidence → |
| Noninterest income | 4,676,000 | USD | evidence → |
| Noninterest expense | 14,323,000 | USD | evidence → |
| Provision for loan losses | 1,260,000 | USD | evidence → |
| Pretax income | 6,952,000 | USD | evidence → |
| Income tax | 1,410,000 | USD | evidence → |
| Net income | 5,542,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,218,000 | USD | evidence → |
| Total capital | 41,910,000 | USD | evidence → |
| Risk-weighted assets | 359,539,000 | USD | evidence → |