Call reports 2025
ARTHUR STATE BANK — 2025
What ARTHUR STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 788,655,000 | 807,158,000 | 825,906,000 | 814,415,000 |
| Total loans | 568,918,000 | 583,777,000 | 599,927,000 | 597,987,000 |
| Allowance for loan losses | 5,913,000 | 6,081,000 | 6,235,000 | 6,296,000 |
| Securities available for sale | 26,539,000 | 26,837,000 | 27,183,000 | 27,319,000 |
| Securities held to maturity | 122,596,000 | 119,642,000 | 116,476,000 | 113,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 682,563,000 | 679,489,000 | 685,258,000 | 666,715,000 |
| Interest-bearing deposits | 475,851,000 | 477,695,000 | 484,613,000 | 480,069,000 |
| Noninterest-bearing deposits | 206,712,000 | 201,794,000 | 200,645,000 | 186,646,000 |
| Equity capital | 48,047,000 | 50,107,000 | 52,499,000 | 53,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,891,000 | 18,435,000 | 28,343,000 | 38,472,000 |
| Interest expense | 1,085,000 | 2,309,000 | 3,775,000 | 5,250,000 |
| Net interest income | 7,806,000 | 16,126,000 | 24,568,000 | 33,222,000 |
| Noninterest income | 1,785,000 | 3,540,000 | 5,474,000 | 7,392,000 |
| Noninterest expense | 6,493,000 | 13,344,000 | 20,351,000 | 27,623,000 |
| Provision for loan losses | 310,000 | 415,000 | 560,000 | 635,000 |
| Pretax income | 2,788,000 | 5,857,000 | 9,081,000 | 12,306,000 |
| Income tax | 677,000 | 1,416,000 | 2,170,000 | 2,960,000 |
| Net income | 2,111,000 | 4,441,000 | 6,911,000 | 9,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,727,000 | 63,957,000 | 65,478,000 | 66,112,000 |
| Total capital | 68,804,000 | 70,252,000 | 71,927,000 | 72,621,000 |
| Risk-weighted assets | 530,977,000 | 534,913,000 | 541,199,000 | 545,779,000 |