Call reports 2020
ARTHUR STATE BANK — 2020
What ARTHUR STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 521,585,000 | 592,285,000 | 601,825,000 | 624,586,000 |
| Total loans | 374,759,000 | 417,035,000 | 429,841,000 | 424,468,000 |
| Allowance for loan losses | 2,693,000 | 3,202,000 | 3,223,000 | 3,225,000 |
| Securities available for sale | 78,806,000 | 71,557,000 | 64,350,000 | 63,192,000 |
| Securities held to maturity | 1,324,000 | 1,262,000 | 1,172,000 | 1,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,393,000 | 532,462,000 | 543,335,000 | 563,729,000 |
| Interest-bearing deposits | 315,342,000 | 342,971,000 | 352,890,000 | 366,266,000 |
| Noninterest-bearing deposits | 150,051,000 | 189,491,000 | 190,445,000 | 197,463,000 |
| Equity capital | 50,990,000 | 52,021,000 | 53,227,000 | 52,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,085,000 | 11,233,000 | 16,825,000 | 21,980,000 |
| Interest expense | 134,000 | 260,000 | 391,000 | 517,000 |
| Net interest income | 4,951,000 | 10,973,000 | 16,434,000 | 21,463,000 |
| Noninterest income | 1,202,000 | 2,793,000 | 4,464,000 | 6,092,000 |
| Noninterest expense | 4,568,000 | 8,905,000 | 13,630,000 | 18,102,000 |
| Provision for loan losses | 0 | 500,000 | 500,000 | 500,000 |
| Pretax income | 1,585,000 | 4,361,000 | 6,768,000 | 8,953,000 |
| Income tax | 422,000 | 1,117,000 | 1,589,000 | 2,080,000 |
| Net income | 1,163,000 | 3,244,000 | 5,179,000 | 6,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,252,000 | 49,861,000 | 51,045,000 | 50,490,000 |
| Total capital | 51,958,000 | 53,063,000 | 54,268,000 | 53,715,000 |
| Risk-weighted assets | 359,489,000 | 402,192,000 | 410,459,000 | 408,493,000 |