Call reports 2016
ARTHUR STATE BANK — 2016
What ARTHUR STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 463,222,000 | 468,391,000 | 465,580,000 | 462,609,000 |
| Total loans | 328,845,000 | 327,921,000 | 327,929,000 | 326,885,000 |
| Allowance for loan losses | 5,224,000 | 5,092,000 | 4,953,000 | 4,847,000 |
| Securities available for sale | 62,241,000 | 63,461,000 | 63,931,000 | 66,233,000 |
| Securities held to maturity | 7,597,000 | 7,517,000 | 7,431,000 | 7,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,542,000 | 416,137,000 | 415,667,000 | 411,746,000 |
| Interest-bearing deposits | 311,791,000 | 314,642,000 | 311,665,000 | 308,850,000 |
| Noninterest-bearing deposits | 94,751,000 | 101,495,000 | 104,002,000 | 102,896,000 |
| Equity capital | 40,594,000 | 41,165,000 | 42,070,000 | 41,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,243,000 | 8,532,000 | 12,792,000 | 17,133,000 |
| Interest expense | 211,000 | 420,000 | 607,000 | 771,000 |
| Net interest income | 4,032,000 | 8,112,000 | 12,185,000 | 16,362,000 |
| Noninterest income | 1,119,000 | 1,831,000 | 2,680,000 | 3,290,000 |
| Noninterest expense | 3,851,000 | 7,493,000 | 11,493,000 | 14,861,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,300,000 | 2,450,000 | 3,372,000 | 4,791,000 |
| Income tax | 476,000 | 898,000 | 1,215,000 | 1,736,000 |
| Net income | 824,000 | 1,552,000 | 2,157,000 | 3,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,842,000 | 38,920,000 | 39,731,000 | 41,091,000 |
| Total capital | 42,027,000 | 43,180,000 | 43,946,000 | 45,291,000 |
| Risk-weighted assets | 331,798,000 | 338,242,000 | 334,585,000 | 334,781,000 |