Call reports 2015
ARTHUR STATE BANK — 2015
What ARTHUR STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 530,227,000 | 502,166,000 | 494,819,000 | 458,565,000 |
| Total loans | 344,199,000 | 342,003,000 | 333,585,000 | 328,694,000 |
| Allowance for loan losses | 5,303,000 | 5,078,000 | 5,095,000 | 5,016,000 |
| Securities available for sale | 55,335,000 | 56,670,000 | 62,529,000 | 63,410,000 |
| Securities held to maturity | 12,941,000 | 12,861,000 | 7,756,000 | 7,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,990,000 | 447,007,000 | 450,392,000 | 410,197,000 |
| Interest-bearing deposits | 354,437,000 | 348,801,000 | 350,985,000 | 316,260,000 |
| Noninterest-bearing deposits | 100,553,000 | 98,206,000 | 99,407,000 | 93,937,000 |
| Equity capital | 35,255,000 | 35,532,000 | 37,344,000 | 39,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,488,000 | 9,057,000 | 13,524,000 | 17,914,000 |
| Interest expense | 428,000 | 1,781,000 | 2,695,000 | 2,922,000 |
| Net interest income | 4,060,000 | 7,276,000 | 10,829,000 | 14,992,000 |
| Noninterest income | 1,205,000 | 2,398,000 | 3,320,000 | 5,891,000 |
| Noninterest expense | 3,940,000 | 8,137,000 | 12,381,000 | 16,525,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 1,275,000 | 1,513,000 | 1,747,000 | 4,337,000 |
| Income tax | -787,000 | -667,000 | -2,378,000 | -1,763,000 |
| Net income | 2,062,000 | 2,180,000 | 4,125,000 | 6,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,756,000 | 33,875,000 | 34,265,000 | 36,586,000 |
| Total capital | 38,641,000 | 38,624,000 | 38,599,000 | 40,768,000 |
| Risk-weighted assets | 390,233,000 | 377,915,000 | 343,449,000 | 331,490,000 |