Call reports 2014
ARTHUR STATE BANK — 2014
What ARTHUR STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 514,563,000 | 514,422,000 | 512,670,000 | 515,067,000 |
| Total loans | 344,100,000 | 346,350,000 | 347,299,000 | 347,698,000 |
| Allowance for loan losses | 7,128,000 | 6,929,000 | 6,351,000 | 5,336,000 |
| Securities available for sale | 63,477,000 | 62,616,000 | 58,593,000 | 57,257,000 |
| Securities held to maturity | 0 | 0 | 9,996,000 | 10,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,409,000 | 446,592,000 | 445,858,000 | 442,352,000 |
| Interest-bearing deposits | 354,972,000 | 355,659,000 | 350,467,000 | 350,309,000 |
| Noninterest-bearing deposits | 92,437,000 | 90,933,000 | 95,391,000 | 92,043,000 |
| Equity capital | 28,070,000 | 28,665,000 | 29,018,000 | 33,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,624,000 | 9,240,000 | 13,826,000 | 18,527,000 |
| Interest expense | 500,000 | 1,024,000 | 1,589,000 | 2,171,000 |
| Net interest income | 4,124,000 | 8,216,000 | 12,237,000 | 16,356,000 |
| Noninterest income | 1,188,000 | 1,803,000 | 2,859,000 | 3,447,000 |
| Noninterest expense | 4,604,000 | 9,106,000 | 13,710,000 | 17,530,000 |
| Provision for loan losses | 390,000 | 520,000 | 520,000 | 700,000 |
| Pretax income | 318,000 | 552,000 | 1,101,000 | 1,808,000 |
| Income tax | 0 | 0 | 43,000 | -3,261,000 |
| Net income | 318,000 | 552,000 | 1,058,000 | 5,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,551,000 | 28,475,000 | 28,981,000 | 30,269,000 |
| Total capital | 32,787,000 | 33,696,000 | 34,162,000 | 34,882,000 |
| Risk-weighted assets | 416,657,000 | 415,474,000 | 412,676,000 | 367,591,000 |