Call reports 2010
ARTHUR STATE BANK — 2010
What ARTHUR STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 668,429,000 | 647,419,000 | 646,709,000 | 634,633,000 |
| Total loans | 527,217,000 | 514,926,000 | 503,066,000 | 481,941,000 |
| Allowance for loan losses | 7,252,000 | 7,911,000 | 8,273,000 | 11,006,000 |
| Securities available for sale | 42,093,000 | 42,100,000 | 42,123,000 | 42,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,561,000 | 539,614,000 | 542,292,000 | 531,969,000 |
| Interest-bearing deposits | 473,942,000 | 458,427,000 | 460,260,000 | 454,451,000 |
| Noninterest-bearing deposits | 77,619,000 | 81,187,000 | 82,032,000 | 77,518,000 |
| Equity capital | 50,777,000 | 48,783,000 | 45,965,000 | 41,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,501,000 | 14,869,000 | 22,034,000 | 29,085,000 |
| Interest expense | 2,424,000 | 4,728,000 | 6,818,000 | 8,876,000 |
| Net interest income | 5,077,000 | 10,141,000 | 15,216,000 | 20,209,000 |
| Noninterest income | 1,318,000 | 2,651,000 | 3,974,000 | 5,186,000 |
| Noninterest expense | 4,889,000 | 10,052,000 | 15,535,000 | 22,489,000 |
| Provision for loan losses | 700,000 | 4,100,000 | 9,200,000 | 15,802,000 |
| Pretax income | 806,000 | -1,360,000 | -5,545,000 | -12,896,000 |
| Income tax | 160,000 | 0 | -1,350,000 | -4,396,000 |
| Net income | 646,000 | -1,360,000 | -4,195,000 | -8,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,108,000 | 48,688,000 | 45,858,000 | 39,285,000 |
| Total capital | 57,308,000 | 55,779,000 | 52,952,000 | 46,233,000 |
| Risk-weighted assets | 575,567,000 | 565,819,000 | 565,346,000 | 550,646,000 |