Call reports 2009
ARTHUR STATE BANK — 2009
What ARTHUR STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 651,804,000 | 659,861,000 | 673,591,000 | 674,243,000 |
| Total loans | 545,958,000 | 548,016,000 | 542,832,000 | 536,191,000 |
| Allowance for loan losses | 5,735,000 | 5,593,000 | 5,202,000 | 7,088,000 |
| Securities available for sale | 42,325,000 | 42,416,000 | 42,322,000 | 42,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,395,000 | 530,611,000 | 545,585,000 | 547,176,000 |
| Interest-bearing deposits | 436,701,000 | 452,426,000 | 470,205,000 | 467,989,000 |
| Noninterest-bearing deposits | 78,694,000 | 78,185,000 | 75,380,000 | 79,187,000 |
| Equity capital | 53,368,000 | 53,528,000 | 53,313,000 | 50,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,141,000 | 15,944,000 | 23,984,000 | 31,748,000 |
| Interest expense | 2,671,000 | 5,202,000 | 7,943,000 | 10,506,000 |
| Net interest income | 5,470,000 | 10,742,000 | 16,041,000 | 21,242,000 |
| Noninterest income | 1,327,000 | 2,551,000 | 4,015,000 | 5,317,000 |
| Noninterest expense | 4,671,000 | 9,563,000 | 14,464,000 | 20,018,000 |
| Provision for loan losses | 225,000 | 500,000 | 1,650,000 | 7,000,000 |
| Pretax income | 1,901,000 | 3,230,000 | 3,942,000 | -459,000 |
| Income tax | 515,000 | 930,000 | 1,252,000 | -91,000 |
| Net income | 1,386,000 | 2,300,000 | 2,690,000 | -368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,276,000 | 53,380,000 | 53,097,000 | 50,048,000 |
| Total capital | 59,011,000 | 58,973,000 | 58,299,000 | 57,144,000 |
| Risk-weighted assets | 561,361,000 | 575,043,000 | 576,969,000 | 579,497,000 |