Call reports 2008
ARTHUR STATE BANK — 2008
What ARTHUR STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 602,833,000 | 610,260,000 | 634,516,000 | 646,936,000 |
| Total loans | 491,189,000 | 509,580,000 | 534,566,000 | 548,160,000 |
| Allowance for loan losses | 5,282,000 | 5,383,000 | 5,351,000 | 5,630,000 |
| Securities available for sale | 42,226,000 | 42,339,000 | 42,378,000 | 42,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,589,000 | 472,027,000 | 502,242,000 | 489,636,000 |
| Interest-bearing deposits | 388,154,000 | 387,561,000 | 421,144,000 | 415,428,000 |
| Noninterest-bearing deposits | 85,435,000 | 84,466,000 | 81,098,000 | 74,208,000 |
| Equity capital | 51,531,000 | 52,104,000 | 52,230,000 | 53,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,351,000 | 17,990,000 | 26,718,000 | 35,284,000 |
| Interest expense | 3,796,000 | 6,962,000 | 10,167,000 | 13,233,000 |
| Net interest income | 5,555,000 | 11,028,000 | 16,551,000 | 22,051,000 |
| Noninterest income | 1,425,000 | 2,880,000 | 4,337,000 | 6,414,000 |
| Noninterest expense | 4,616,000 | 9,362,000 | 14,480,000 | 19,377,000 |
| Provision for loan losses | 250,000 | 450,000 | 650,000 | 1,050,000 |
| Pretax income | 2,114,000 | 4,096,000 | 5,758,000 | 8,038,000 |
| Income tax | 550,000 | 1,000,000 | 1,403,000 | 2,757,000 |
| Net income | 1,564,000 | 3,096,000 | 4,355,000 | 5,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,573,000 | 52,006,000 | 52,115,000 | 53,040,000 |
| Total capital | 56,855,000 | 57,390,000 | 57,467,000 | 58,670,000 |
| Risk-weighted assets | 533,013,000 | 535,827,000 | 557,724,000 | 571,076,000 |