Call reports 2007
ARTHUR STATE BANK — 2007
What ARTHUR STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 579,163,000 | 594,442,000 | 604,828,000 | 588,162,000 |
| Total loans | 457,712,000 | 460,219,000 | 462,721,000 | 477,721,000 |
| Allowance for loan losses | 5,189,000 | 5,079,000 | 4,891,000 | 5,067,000 |
| Securities available for sale | 45,449,000 | 48,397,000 | 45,722,000 | 47,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 451,507,000 | 466,168,000 | 482,669,000 | 463,686,000 |
| Interest-bearing deposits | 362,004,000 | 374,265,000 | 397,787,000 | 379,082,000 |
| Noninterest-bearing deposits | 89,503,000 | 91,903,000 | 84,882,000 | 84,604,000 |
| Equity capital | 50,425,000 | 50,611,000 | 50,807,000 | 51,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,860,000 | 20,141,000 | 30,653,000 | 41,004,000 |
| Interest expense | 3,793,000 | 7,839,000 | 12,289,000 | 16,561,000 |
| Net interest income | 6,067,000 | 12,302,000 | 18,364,000 | 24,443,000 |
| Noninterest income | 1,433,000 | 2,888,000 | 4,340,000 | 5,740,000 |
| Noninterest expense | 4,301,000 | 8,656,000 | 13,242,000 | 17,432,000 |
| Provision for loan losses | 200,000 | 500,000 | 800,000 | 1,615,000 |
| Pretax income | 2,999,000 | 6,034,000 | 8,662,000 | 11,136,000 |
| Income tax | 1,025,000 | 2,175,000 | 3,075,000 | 3,852,000 |
| Net income | 1,974,000 | 3,859,000 | 5,587,000 | 7,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,478,000 | 50,687,000 | 50,916,000 | 51,510,000 |
| Total capital | 55,667,000 | 55,771,000 | 55,809,000 | 56,579,000 |
| Risk-weighted assets | 472,153,000 | 479,761,000 | 488,976,000 | 501,352,000 |