Call reports 2006
ARTHUR STATE BANK — 2006
What ARTHUR STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 525,595,000 | 548,996,000 | 543,906,000 | 550,648,000 |
| Total loans | 427,399,000 | 449,096,000 | 451,069,000 | 454,218,000 |
| Allowance for loan losses | 4,518,000 | 4,534,000 | 4,693,000 | 4,980,000 |
| Securities available for sale | 45,506,000 | 45,825,000 | 43,855,000 | 41,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,188,000 | 427,134,000 | 417,818,000 | 424,595,000 |
| Interest-bearing deposits | 320,226,000 | 333,336,000 | 332,315,000 | 339,514,000 |
| Noninterest-bearing deposits | 87,962,000 | 93,798,000 | 85,503,000 | 85,081,000 |
| Equity capital | 41,830,000 | 48,050,000 | 48,451,000 | 49,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,529,000 | 17,716,000 | 27,585,000 | 37,368,000 |
| Interest expense | 2,954,000 | 6,119,000 | 9,641,000 | 13,350,000 |
| Net interest income | 5,575,000 | 11,597,000 | 17,944,000 | 24,018,000 |
| Noninterest income | 1,477,000 | 2,937,000 | 4,425,000 | 5,915,000 |
| Noninterest expense | 3,986,000 | 8,151,000 | 12,264,000 | 17,023,000 |
| Provision for loan losses | 150,000 | 200,000 | 450,000 | 900,000 |
| Pretax income | 2,916,000 | 6,183,000 | 9,655,000 | 12,010,000 |
| Income tax | 1,025,000 | 2,325,000 | 3,675,000 | 4,269,000 |
| Net income | 1,891,000 | 3,858,000 | 5,980,000 | 7,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,904,000 | 48,121,000 | 48,493,000 | 49,504,000 |
| Total capital | 46,422,000 | 52,661,000 | 53,186,000 | 54,485,000 |
| Risk-weighted assets | 420,240,000 | 441,928,000 | 453,385,000 | 459,493,000 |