Call reports 2005
ARTHUR STATE BANK — 2005
What ARTHUR STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 448,900,000 | 467,144,000 | 491,390,000 | 513,047,000 |
| Total loans | 360,357,000 | 381,513,000 | 393,415,000 | 417,400,000 |
| Allowance for loan losses | 3,811,000 | 3,936,000 | 4,007,000 | 4,267,000 |
| Securities available for sale | 44,186,000 | 40,035,000 | 45,029,000 | 46,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,964,000 | 374,096,000 | 378,064,000 | 398,443,000 |
| Interest-bearing deposits | 279,558,000 | 298,434,000 | 296,549,000 | 317,251,000 |
| Noninterest-bearing deposits | 77,406,000 | 75,663,000 | 81,515,000 | 81,192,000 |
| Equity capital | 38,173,000 | 39,075,000 | 39,269,000 | 40,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,863,000 | 12,443,000 | 19,665,000 | 27,613,000 |
| Interest expense | 1,340,000 | 3,128,000 | 5,252,000 | 7,856,000 |
| Net interest income | 4,523,000 | 9,315,000 | 14,413,000 | 19,757,000 |
| Noninterest income | 1,348,000 | 2,709,000 | 4,141,000 | 5,622,000 |
| Noninterest expense | 3,423,000 | 7,016,000 | 10,747,000 | 14,799,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 800,000 |
| Pretax income | 2,298,000 | 4,708,000 | 7,357,000 | 9,780,000 |
| Income tax | 725,000 | 1,500,000 | 2,500,000 | 3,175,000 |
| Net income | 1,573,000 | 3,208,000 | 4,857,000 | 6,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,256,000 | 39,141,000 | 39,340,000 | 40,838,000 |
| Total capital | 42,067,000 | 43,077,000 | 43,347,000 | 45,105,000 |
| Risk-weighted assets | 359,821,000 | 380,463,000 | 390,657,000 | 409,637,000 |