Call reports 2004
ARTHUR STATE BANK — 2004
What ARTHUR STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 395,719,000 | 399,050,000 | 416,278,000 | 425,340,000 |
| Total loans | 294,090,000 | 310,396,000 | 325,815,000 | 340,876,000 |
| Allowance for loan losses | 3,129,000 | 3,132,000 | 3,267,000 | 3,513,000 |
| Securities available for sale | 40,364,000 | 55,907,000 | 42,999,000 | 50,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,575,000 | 332,376,000 | 340,838,000 | 338,777,000 |
| Interest-bearing deposits | 257,075,000 | 260,146,000 | 266,490,000 | 263,306,000 |
| Noninterest-bearing deposits | 73,500,000 | 72,230,000 | 74,348,000 | 75,471,000 |
| Equity capital | 36,947,000 | 37,480,000 | 36,975,000 | 37,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,694,000 | 9,440,000 | 14,440,000 | 19,868,000 |
| Interest expense | 829,000 | 1,741,000 | 2,699,000 | 3,862,000 |
| Net interest income | 3,865,000 | 7,699,000 | 11,741,000 | 16,006,000 |
| Noninterest income | 1,596,000 | 2,838,000 | 4,291,000 | 5,616,000 |
| Noninterest expense | 2,997,000 | 6,119,000 | 9,310,000 | 12,685,000 |
| Provision for loan losses | 100,000 | 180,000 | 450,000 | 770,000 |
| Pretax income | 2,364,000 | 4,238,000 | 6,272,000 | 8,167,000 |
| Income tax | 750,000 | 1,050,000 | 1,800,000 | 2,535,000 |
| Net income | 1,614,000 | 3,188,000 | 4,472,000 | 5,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,915,000 | 37,554,000 | 37,024,000 | 37,433,000 |
| Total capital | 40,044,000 | 40,686,000 | 40,291,000 | 40,946,000 |
| Risk-weighted assets | 304,876,000 | 316,009,000 | 328,017,000 | 344,193,000 |