Call reports 2003
ARTHUR STATE BANK — 2003
What ARTHUR STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 215,322,000 | 225,406,000 | 312,155,000 | 374,371,000 |
| Total loans | 157,410,000 | 168,824,000 | 230,520,000 | 291,034,000 |
| Allowance for loan losses | 1,673,000 | 1,706,000 | 2,213,000 | 3,069,000 |
| Securities available for sale | 24,635,000 | 22,538,000 | 35,804,000 | 39,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,824,000 | 179,758,000 | 262,494,000 | 316,030,000 |
| Interest-bearing deposits | 129,478,000 | 136,344,000 | 203,522,000 | 246,624,000 |
| Noninterest-bearing deposits | 38,346,000 | 43,414,000 | 58,972,000 | 69,406,000 |
| Equity capital | 22,363,000 | 22,729,000 | 28,255,000 | 36,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,038,000 | 6,125,000 | 12,303,000 | 19,704,000 |
| Interest expense | 710,000 | 1,383,000 | 2,689,000 | 3,869,000 |
| Net interest income | 2,328,000 | 4,742,000 | 9,614,000 | 15,835,000 |
| Noninterest income | 961,000 | 1,816,000 | 3,123,000 | 5,319,000 |
| Noninterest expense | 1,739,000 | 3,664,000 | 7,289,000 | 12,149,000 |
| Provision for loan losses | 30,000 | 60,000 | 220,000 | 640,000 |
| Pretax income | 1,520,000 | 2,834,000 | 5,228,000 | 8,365,000 |
| Income tax | 518,000 | 969,000 | 1,765,000 | 2,843,000 |
| Net income | 1,002,000 | 1,865,000 | 3,463,000 | 5,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,223,000 | 22,636,000 | 28,215,000 | 36,035,000 |
| Total capital | 23,896,000 | 24,342,000 | 30,428,000 | 39,104,000 |
| Risk-weighted assets | 161,498,000 | 171,567,000 | 236,656,000 | 295,021,000 |