Call reports 2002
ARTHUR STATE BANK — 2002
What ARTHUR STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 193,831,000 | 187,341,000 | 201,378,000 | 204,119,000 |
| Total loans | 139,598,000 | 144,417,000 | 148,446,000 | 151,682,000 |
| Allowance for loan losses | 1,492,000 | 1,523,000 | 1,570,000 | 1,663,000 |
| Securities available for sale | 25,519,000 | 25,843,000 | 23,792,000 | 23,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,307,000 | 146,454,000 | 155,971,000 | 158,292,000 |
| Interest-bearing deposits | 112,775,000 | 110,420,000 | 119,775,000 | 120,434,000 |
| Noninterest-bearing deposits | 39,532,000 | 36,034,000 | 36,196,000 | 37,858,000 |
| Equity capital | 21,505,000 | 21,698,000 | 22,459,000 | 21,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,931,000 | 5,978,000 | 8,961,000 | 12,021,000 |
| Interest expense | 746,000 | 1,416,000 | 2,115,000 | 2,867,000 |
| Net interest income | 2,185,000 | 4,562,000 | 6,846,000 | 9,154,000 |
| Noninterest income | 652,000 | 1,342,000 | 2,164,000 | 3,041,000 |
| Noninterest expense | 1,572,000 | 3,251,000 | 4,923,000 | 6,702,000 |
| Provision for loan losses | 30,000 | 80,000 | 140,000 | 260,000 |
| Pretax income | 1,235,000 | 2,573,000 | 3,947,000 | 5,233,000 |
| Income tax | 425,000 | 870,000 | 1,335,000 | 1,809,000 |
| Net income | 810,000 | 1,703,000 | 2,612,000 | 3,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,164,000 | 21,377,000 | 22,156,000 | 21,668,000 |
| Total capital | 22,656,000 | 22,900,000 | 23,726,000 | 23,331,000 |
| Risk-weighted assets | 142,627,000 | 142,909,000 | 150,511,000 | 153,711,000 |