Call reports 2001
ARTHUR STATE BANK — 2001
What ARTHUR STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 160,540,000 | 170,547,000 | 173,077,000 | 183,309,000 |
| Total loans | 112,535,000 | 120,551,000 | 124,838,000 | 130,276,000 |
| Allowance for loan losses | 1,361,000 | 1,367,000 | 1,395,000 | 1,478,000 |
| Securities available for sale | 22,505,000 | 25,753,000 | 24,256,000 | 25,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,534,000 | 135,253,000 | 138,259,000 | 142,166,000 |
| Interest-bearing deposits | 96,689,000 | 98,433,000 | 107,345,000 | 108,510,000 |
| Noninterest-bearing deposits | 29,845,000 | 36,820,000 | 30,914,000 | 33,656,000 |
| Equity capital | 20,361,000 | 20,536,000 | 20,891,000 | 20,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,821,000 | 5,735,000 | 8,728,000 | 11,683,000 |
| Interest expense | 1,106,000 | 2,120,000 | 3,083,000 | 3,896,000 |
| Net interest income | 1,715,000 | 3,615,000 | 5,645,000 | 7,787,000 |
| Noninterest income | 590,000 | 1,124,000 | 1,666,000 | 2,285,000 |
| Noninterest expense | 1,322,000 | 2,721,000 | 4,205,000 | 5,715,000 |
| Provision for loan losses | 30,000 | 60,000 | 110,000 | 240,000 |
| Pretax income | 953,000 | 1,965,000 | 3,011,000 | 4,132,000 |
| Income tax | 330,000 | 675,000 | 1,011,000 | 1,399,000 |
| Net income | 623,000 | 1,290,000 | 2,000,000 | 2,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,157,000 | 20,273,000 | 20,583,000 | 20,517,000 |
| Total capital | 21,518,000 | 21,640,000 | 21,978,000 | 21,995,000 |
| Risk-weighted assets | 109,070,000 | 118,436,000 | 124,144,000 | 128,884,000 |