Call report 2004Q4
STATE BANK & TRUST COMPANY — 2004Q4
The 22 measures STATE BANK & TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,561,000 | USD | evidence → |
| Total loans | 74,043,000 | USD | evidence → |
| Allowance for loan losses | 1,218,000 | USD | evidence → |
| Securities available for sale | 37,145,000 | USD | evidence → |
| Securities held to maturity | 353,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,065,000 | USD | evidence → |
| Interest-bearing deposits | 86,478,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,587,000 | USD | evidence → |
| Equity capital | 11,483,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,323,000 | USD | evidence → |
| Interest expense | 2,598,000 | USD | evidence → |
| Net interest income | 4,725,000 | USD | evidence → |
| Noninterest income | 1,188,000 | USD | evidence → |
| Noninterest expense | 3,481,000 | USD | evidence → |
| Provision for loan losses | 633,000 | USD | evidence → |
| Pretax income | 1,805,000 | USD | evidence → |
| Income tax | 185,000 | USD | evidence → |
| Net income | 1,620,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,846,000 | USD | evidence → |
| Total capital | 11,894,000 | USD | evidence → |
| Risk-weighted assets | 83,666,000 | USD | evidence → |