Call reports 2001
STATE BANK & TRUST COMPANY — 2001
What STATE BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 100,101,000 | 102,663,000 | 107,809,000 | 112,059,000 |
| Total loans | 73,227,000 | 73,897,000 | 73,956,000 | 74,226,000 |
| Allowance for loan losses | 700,000 | 739,000 | 735,000 | 739,000 |
| Securities available for sale | 16,662,000 | 16,538,000 | 17,164,000 | 20,256,000 |
| Securities held to maturity | 1,027,000 | 1,028,000 | 928,000 | 929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,507,000 | 79,781,000 | 84,681,000 | 89,550,000 |
| Interest-bearing deposits | 65,543,000 | 68,119,000 | 72,532,000 | 75,831,000 |
| Noninterest-bearing deposits | 11,964,000 | 11,662,000 | 12,149,000 | 13,719,000 |
| Equity capital | 7,968,000 | 8,283,000 | 8,581,000 | 8,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,012,000 | 4,045,000 | 6,020,000 | 7,975,000 |
| Interest expense | 1,026,000 | 2,084,000 | 3,159,000 | 4,214,000 |
| Net interest income | 986,000 | 1,961,000 | 2,861,000 | 3,761,000 |
| Noninterest income | 225,000 | 460,000 | 667,000 | 862,000 |
| Noninterest expense | 755,000 | 1,442,000 | 2,141,000 | 2,942,000 |
| Provision for loan losses | 0 | 67,000 | 161,000 | 276,000 |
| Pretax income | 456,000 | 912,000 | 1,226,000 | 1,405,000 |
| Income tax | 112,000 | 231,000 | 306,000 | 369,000 |
| Net income | 344,000 | 681,000 | 920,000 | 1,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,796,000 | 8,133,000 | 8,297,000 | 8,413,000 |
| Total capital | 8,496,000 | 8,872,000 | 9,032,000 | 9,151,000 |
| Risk-weighted assets | 62,979,000 | 63,852,000 | 66,273,000 | 68,486,000 |