Call reports 2007
UNITED AMERICAS BANK, NATIONAL ASSOCIATION — 2007
What UNITED AMERICAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 199,712,000 | 210,260,000 | 218,516,000 | 225,623,000 |
| Total loans | 183,310,000 | 193,437,000 | 202,247,000 | 208,063,000 |
| Allowance for loan losses | 2,118,000 | 2,208,000 | 2,296,000 | 2,298,000 |
| Securities available for sale | 8,092,000 | 7,783,000 | 7,801,000 | 6,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,699,000 | 141,946,000 | 141,139,000 | 149,573,000 |
| Interest-bearing deposits | 124,290,000 | 132,183,000 | 132,185,000 | 139,190,000 |
| Noninterest-bearing deposits | 11,409,000 | 9,763,000 | 8,954,000 | 10,383,000 |
| Equity capital | 15,132,000 | 15,426,000 | 15,904,000 | 17,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,964,000 | 8,150,000 | 12,506,000 | 16,961,000 |
| Interest expense | 2,150,000 | 4,461,000 | 6,882,000 | 9,420,000 |
| Net interest income | 1,814,000 | 3,689,000 | 5,624,000 | 7,541,000 |
| Noninterest income | 141,000 | 297,000 | 519,000 | 693,000 |
| Noninterest expense | 1,151,000 | 2,463,000 | 3,917,000 | 5,375,000 |
| Provision for loan losses | 110,000 | 200,000 | 290,000 | 380,000 |
| Pretax income | 694,000 | 1,323,000 | 1,937,000 | 2,480,000 |
| Income tax | 264,000 | 504,000 | 733,000 | 937,000 |
| Net income | 430,000 | 819,000 | 1,204,000 | 1,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,179,000 | 15,568,000 | 15,953,000 | 17,292,000 |
| Total capital | 17,123,000 | 17,635,000 | 18,121,000 | 19,590,000 |
| Risk-weighted assets | 162,618,000 | 175,024,000 | 181,040,000 | 188,948,000 |