Call reports 2006
UNITED AMERICAS BANK, NATIONAL ASSOCIATION — 2006
What UNITED AMERICAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 160,329,000 | 171,319,000 | 175,597,000 | 189,020,000 |
| Total loans | 146,474,000 | 156,708,000 | 160,832,000 | 173,649,000 |
| Allowance for loan losses | 1,823,000 | 1,901,000 | 1,949,000 | 2,008,000 |
| Securities available for sale | 8,210,000 | 8,369,000 | 8,267,000 | 8,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,322,000 | 124,738,000 | 124,800,000 | 131,050,000 |
| Interest-bearing deposits | 113,434,000 | 114,662,000 | 116,047,000 | 120,898,000 |
| Noninterest-bearing deposits | 10,888,000 | 10,076,000 | 8,753,000 | 10,152,000 |
| Equity capital | 13,389,000 | 13,750,000 | 14,165,000 | 14,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,031,000 | 6,372,000 | 9,923,000 | 13,692,000 |
| Interest expense | 1,350,000 | 2,951,000 | 4,794,000 | 6,790,000 |
| Net interest income | 1,681,000 | 3,421,000 | 5,129,000 | 6,902,000 |
| Noninterest income | 115,000 | 226,000 | 334,000 | 451,000 |
| Noninterest expense | 980,000 | 2,074,000 | 3,216,000 | 4,324,000 |
| Provision for loan losses | 130,000 | 220,000 | 265,000 | 360,000 |
| Pretax income | 686,000 | 1,353,000 | 1,982,000 | 2,669,000 |
| Income tax | 260,000 | 508,000 | 748,000 | 1,009,000 |
| Net income | 426,000 | 845,000 | 1,234,000 | 1,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,514,000 | 13,930,000 | 14,324,000 | 14,749,000 |
| Total capital | 14,991,000 | 15,634,000 | 16,003,000 | 16,580,000 |
| Risk-weighted assets | 127,495,000 | 137,470,000 | 146,649,000 | 155,149,000 |