Call reports 2003
UNITED AMERICAS BANK, NATIONAL ASSOCIATION — 2003
What UNITED AMERICAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 84,133,000 | 82,434,000 | 85,819,000 | 89,400,000 |
| Total loans | 71,779,000 | 73,919,000 | 79,132,000 | 84,832,000 |
| Allowance for loan losses | 919,000 | 1,000,000 | 1,036,000 | 1,153,000 |
| Securities available for sale | 1,703,000 | 1,350,000 | 1,312,000 | 1,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,499,000 | 59,657,000 | 62,720,000 | 61,652,000 |
| Interest-bearing deposits | 57,516,000 | 55,587,000 | 58,563,000 | 58,052,000 |
| Noninterest-bearing deposits | 4,983,000 | 4,070,000 | 4,157,000 | 3,600,000 |
| Equity capital | 10,270,000 | 10,354,000 | 10,496,000 | 10,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,215,000 | 2,495,000 | 3,839,000 | 5,303,000 |
| Interest expense | 417,000 | 838,000 | 1,232,000 | 1,628,000 |
| Net interest income | 798,000 | 1,657,000 | 2,607,000 | 3,675,000 |
| Noninterest income | 134,000 | 271,000 | 361,000 | 491,000 |
| Noninterest expense | 628,000 | 1,337,000 | 2,042,000 | 2,753,000 |
| Provision for loan losses | 80,000 | 170,000 | 265,000 | 400,000 |
| Pretax income | 224,000 | 445,000 | 685,000 | 1,038,000 |
| Income tax | 81,000 | 168,000 | 261,000 | 395,000 |
| Net income | 143,000 | 277,000 | 424,000 | 643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,229,000 | 10,341,000 | 10,496,000 | 10,715,000 |
| Total capital | 11,067,000 | 11,194,000 | 11,387,000 | 11,658,000 |
| Risk-weighted assets | 66,992,000 | 68,092,000 | 71,107,000 | 75,252,000 |