Call reports 2002
UNITED AMERICAS BANK, NATIONAL ASSOCIATION — 2002
What UNITED AMERICAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 57,456,000 | 65,734,000 | 70,917,000 | 77,009,000 |
| Total loans | 49,758,000 | 55,419,000 | 61,476,000 | 66,741,000 |
| Allowance for loan losses | 597,000 | 693,000 | 753,000 | 849,000 |
| Securities available for sale | 3,610,000 | 3,562,000 | 2,311,000 | 1,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,222,000 | 50,394,000 | 49,387,000 | 51,355,000 |
| Interest-bearing deposits | 44,574,000 | 48,980,000 | 44,763,000 | 46,227,000 |
| Noninterest-bearing deposits | 648,000 | 1,414,000 | 4,624,000 | 5,128,000 |
| Equity capital | 8,904,000 | 9,005,000 | 9,173,000 | 10,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,977,000 | 3,090,000 | 4,288,000 |
| Interest expense | 408,000 | 824,000 | 1,241,000 | 1,657,000 |
| Net interest income | 528,000 | 1,153,000 | 1,849,000 | 2,631,000 |
| Noninterest income | 119,000 | 254,000 | 388,000 | 518,000 |
| Noninterest expense | 553,000 | 1,138,000 | 1,713,000 | 2,345,000 |
| Provision for loan losses | 86,000 | 185,000 | 290,000 | 395,000 |
| Pretax income | 9,000 | 85,000 | 271,000 | 451,000 |
| Income tax | 0 | 0 | 0 | -772,000 |
| Net income | 9,000 | 85,000 | 271,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,849,000 | 8,925,000 | 9,111,000 | 10,064,000 |
| Total capital | 9,446,000 | 9,618,000 | 9,852,000 | 10,855,000 |
| Risk-weighted assets | 50,760,000 | 56,163,000 | 59,232,000 | 63,311,000 |