Call reports 2025
FARMERS TRUST AND SAVINGS BANK — 2025
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 194,329,000 | 190,669,000 | 189,597,000 | 199,589,000 |
| Total loans | 135,765,000 | 138,266,000 | 141,141,000 | 144,805,000 |
| Allowance for loan losses | 700,000 | 591,000 | 600,000 | 611,000 |
| Securities available for sale | 32,932,000 | 32,300,000 | 31,594,000 | 30,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,577,000 | 147,666,000 | 145,096,000 | 153,884,000 |
| Interest-bearing deposits | 117,073,000 | 112,176,000 | 115,110,000 | 124,159,000 |
| Noninterest-bearing deposits | 34,504,000 | 35,490,000 | 29,986,000 | 29,725,000 |
| Equity capital | 40,138,000 | 40,495,000 | 41,729,000 | 42,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,557,000 | 5,221,000 | 7,931,000 | 10,687,000 |
| Interest expense | 692,000 | 1,389,000 | 2,096,000 | 2,836,000 |
| Net interest income | 1,865,000 | 3,832,000 | 5,835,000 | 7,851,000 |
| Noninterest income | 187,000 | 379,000 | 775,000 | 978,000 |
| Noninterest expense | 867,000 | 1,696,000 | 2,752,000 | 4,038,000 |
| Provision for loan losses | 0 | -2,000 | 5,000 | 9,000 |
| Pretax income | 1,185,000 | 2,465,000 | 3,808,000 | 4,741,000 |
| Income tax | 47,000 | 99,000 | 150,000 | 178,000 |
| Net income | 1,138,000 | 2,366,000 | 3,658,000 | 4,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,183,000 | 41,485,000 | 42,427,000 | 43,332,000 |