Call reports 2024
FARMERS TRUST AND SAVINGS BANK — 2024
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 179,151,000 | 176,572,000 | 177,880,000 | 186,858,000 |
| Total loans | 125,934,000 | 126,218,000 | 126,926,000 | 130,564,000 |
| Allowance for loan losses | 670,000 | 671,000 | 671,000 | 699,000 |
| Securities available for sale | 35,885,000 | 35,560,000 | 35,148,000 | 34,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,324,000 | 136,339,000 | 136,418,000 | 144,990,000 |
| Interest-bearing deposits | 98,199,000 | 101,014,000 | 101,675,000 | 111,633,000 |
| Noninterest-bearing deposits | 41,125,000 | 35,325,000 | 34,743,000 | 33,357,000 |
| Equity capital | 37,184,000 | 37,618,000 | 38,826,000 | 38,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,497,000 | 5,038,000 | 7,551,000 | 10,137,000 |
| Interest expense | 579,000 | 1,249,000 | 1,960,000 | 2,672,000 |
| Net interest income | 1,918,000 | 3,789,000 | 5,591,000 | 7,465,000 |
| Noninterest income | 176,000 | 334,000 | 507,000 | 830,000 |
| Noninterest expense | 744,000 | 1,561,000 | 2,407,000 | 3,807,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 1,350,000 | 2,562,000 | 3,691,000 | 4,458,000 |
| Income tax | 63,000 | 118,000 | 170,000 | 209,000 |
| Net income | 1,287,000 | 2,444,000 | 3,521,000 | 4,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,326,000 | 38,783,000 | 39,561,000 | 40,044,000 |