Call reports 2023
FARMERS TRUST AND SAVINGS BANK — 2023
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 171,880,000 | 166,603,000 | 167,971,000 | 172,939,000 |
| Total loans | 116,022,000 | 114,969,000 | 117,517,000 | 125,098,000 |
| Allowance for loan losses | 685,000 | 680,000 | 680,000 | 672,000 |
| Securities available for sale | 38,823,000 | 37,841,000 | 36,244,000 | 36,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,114,000 | 129,355,000 | 130,668,000 | 133,467,000 |
| Interest-bearing deposits | 97,349,000 | 93,459,000 | 94,020,000 | 96,431,000 |
| Noninterest-bearing deposits | 37,765,000 | 35,896,000 | 36,648,000 | 37,036,000 |
| Equity capital | 33,950,000 | 34,785,000 | 34,890,000 | 36,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,117,000 | 4,328,000 | 6,546,000 | 8,907,000 |
| Interest expense | 347,000 | 721,000 | 1,200,000 | 1,738,000 |
| Net interest income | 1,770,000 | 3,607,000 | 5,346,000 | 7,169,000 |
| Noninterest income | 165,000 | 308,000 | 496,000 | 685,000 |
| Noninterest expense | 773,000 | 1,565,000 | 2,321,000 | 4,065,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,162,000 | 2,350,000 | 3,521,000 | 3,789,000 |
| Income tax | 52,000 | 17,000 | 178,000 | 183,000 |
| Net income | 1,110,000 | 2,333,000 | 3,343,000 | 3,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,168,000 | 36,191,000 | 37,001,000 | 37,265,000 |