Call reports 2022
FARMERS TRUST AND SAVINGS BANK — 2022
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 177,068,000 | 175,310,000 | 172,007,000 | 177,871,000 |
| Total loans | 90,179,000 | 100,503,000 | 106,942,000 | 112,892,000 |
| Allowance for loan losses | 752,000 | 751,000 | 955,000 | 1,028,000 |
| Securities available for sale | 44,764,000 | 42,424,000 | 40,437,000 | 39,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,582,000 | 133,742,000 | 131,179,000 | 141,006,000 |
| Interest-bearing deposits | 99,420,000 | 95,820,000 | 94,665,000 | 103,067,000 |
| Noninterest-bearing deposits | 35,162,000 | 37,922,000 | 36,514,000 | 37,939,000 |
| Equity capital | 37,575,000 | 36,861,000 | 36,829,000 | 32,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,850,000 | 4,614,000 | 6,646,000 |
| Interest expense | 82,000 | 176,000 | 311,000 | 579,000 |
| Net interest income | 1,276,000 | 2,674,000 | 4,303,000 | 6,067,000 |
| Noninterest income | 175,000 | 301,000 | 470,000 | 705,000 |
| Noninterest expense | 736,000 | 1,659,000 | 2,189,000 | 3,229,000 |
| Provision for loan losses | 0 | 0 | 205,000 | 282,000 |
| Pretax income | 715,000 | 1,316,000 | 2,379,000 | 3,261,000 |
| Income tax | 35,000 | 66,000 | 118,000 | 175,000 |
| Net income | 680,000 | 1,250,000 | 2,261,000 | 3,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,614,000 | 37,934,000 | 38,745,000 | 34,369,000 |
| Total capital | — | 38,685,000 | — | 35,397,000 |
| Risk-weighted assets | — | 131,779,000 | — | 140,204,000 |