Call reports 2021
FARMERS TRUST AND SAVINGS BANK — 2021
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 184,854,000 | 183,651,000 | 172,741,000 | 183,638,000 |
| Total loans | 90,598,000 | 92,110,000 | 90,990,000 | 90,437,000 |
| Allowance for loan losses | 776,000 | 777,000 | 779,000 | 752,000 |
| Securities available for sale | 53,080,000 | 50,583,000 | 49,440,000 | 47,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,156,000 | 137,255,000 | 126,324,000 | 138,401,000 |
| Interest-bearing deposits | 104,705,000 | 102,990,000 | 94,113,000 | 103,944,000 |
| Noninterest-bearing deposits | 33,451,000 | 34,265,000 | 32,211,000 | 34,457,000 |
| Equity capital | 37,854,000 | 38,701,000 | 39,250,000 | 39,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,754,000 | 3,268,000 | 4,651,000 | 6,043,000 |
| Interest expense | 127,000 | 244,000 | 348,000 | 441,000 |
| Net interest income | 1,627,000 | 3,024,000 | 4,303,000 | 5,602,000 |
| Noninterest income | 171,000 | 355,000 | 535,000 | 899,000 |
| Noninterest expense | 703,000 | 1,401,000 | 2,062,000 | 3,105,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,095,000 | 1,978,000 | 2,776,000 | 3,396,000 |
| Income tax | 54,000 | 97,000 | 141,000 | 165,000 |
| Net income | 1,041,000 | 1,881,000 | 2,635,000 | 3,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,987,000 | 36,603,000 | 37,132,000 | 37,334,000 |