Call reports 2020
FARMERS TRUST AND SAVINGS BANK — 2020
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 155,359,000 | 170,018,000 | 169,211,000 | 179,941,000 |
| Total loans | 85,064,000 | 88,598,000 | 87,785,000 | 89,961,000 |
| Allowance for loan losses | 779,000 | 779,000 | 780,000 | 777,000 |
| Securities available for sale | 60,748,000 | 59,962,000 | 58,335,000 | 54,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,337,000 | 119,759,000 | 118,405,000 | 132,305,000 |
| Interest-bearing deposits | 84,042,000 | 90,127,000 | 87,049,000 | 101,263,000 |
| Noninterest-bearing deposits | 23,295,000 | 29,632,000 | 31,356,000 | 31,042,000 |
| Equity capital | 37,549,000 | 39,247,000 | 40,119,000 | 37,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,589,000 | 3,312,000 | 4,789,000 | 6,195,000 |
| Interest expense | 230,000 | 421,000 | 592,000 | 739,000 |
| Net interest income | 1,359,000 | 2,891,000 | 4,197,000 | 5,456,000 |
| Noninterest income | 221,000 | 385,000 | 556,000 | 739,000 |
| Noninterest expense | 700,000 | 1,385,000 | 2,051,000 | 2,863,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 880,000 | 1,891,000 | 2,702,000 | 3,332,000 |
| Income tax | 44,000 | 93,000 | 132,000 | 157,000 |
| Net income | 836,000 | 1,798,000 | 2,570,000 | 3,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,809,000 | 37,809,000 | 38,231,000 | 35,346,000 |