Call reports 2019
FARMERS TRUST AND SAVINGS BANK — 2019
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 135,032,000 | 137,826,000 | 147,578,000 | 154,287,000 |
| Total loans | 78,277,000 | 79,266,000 | 81,529,000 | 84,718,000 |
| Allowance for loan losses | 781,000 | 777,000 | 776,000 | 790,000 |
| Securities available for sale | 48,724,000 | 50,581,000 | 53,000,000 | 60,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,920,000 | 92,739,000 | 101,633,000 | 107,408,000 |
| Interest-bearing deposits | 68,999,000 | 70,244,000 | 76,706,000 | 82,909,000 |
| Noninterest-bearing deposits | 22,921,000 | 22,495,000 | 24,927,000 | 24,499,000 |
| Equity capital | 34,889,000 | 35,937,000 | 36,775,000 | 37,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 3,035,000 | 4,609,000 | 6,215,000 |
| Interest expense | 218,000 | 441,000 | 685,000 | 925,000 |
| Net interest income | 1,279,000 | 2,594,000 | 3,924,000 | 5,290,000 |
| Noninterest income | 142,000 | 302,000 | 458,000 | 633,000 |
| Noninterest expense | 617,000 | 1,272,000 | 1,899,000 | 2,814,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 841,000 | 1,661,000 | 2,520,000 | 3,146,000 |
| Income tax | 42,000 | 81,000 | 123,000 | 134,000 |
| Net income | 799,000 | 1,580,000 | 2,397,000 | 3,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,742,000 | 35,299,000 | 35,816,000 | 36,211,000 |
| Total capital | 35,523,000 | 36,076,000 | 36,592,000 | 37,001,000 |
| Risk-weighted assets | 90,722,000 | 92,348,000 | 95,976,000 | 100,256,000 |