Call reports 2018
FARMERS TRUST AND SAVINGS BANK — 2018
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 136,746,000 | 134,591,000 | 133,162,000 | 136,218,000 |
| Total loans | 82,614,000 | 82,515,000 | 82,001,000 | 79,777,000 |
| Allowance for loan losses | 701,000 | 702,000 | 698,000 | 800,000 |
| Securities available for sale | 46,091,000 | 44,720,000 | 43,331,000 | 48,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,598,000 | 89,614,000 | 87,109,000 | 90,997,000 |
| Interest-bearing deposits | 67,926,000 | 68,708,000 | 65,815,000 | 68,435,000 |
| Noninterest-bearing deposits | 21,672,000 | 20,906,000 | 21,294,000 | 22,562,000 |
| Equity capital | 32,027,000 | 32,721,000 | 33,262,000 | 33,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,416,000 | 2,863,000 | 4,345,000 | 5,818,000 |
| Interest expense | 159,000 | 330,000 | 515,000 | 712,000 |
| Net interest income | 1,257,000 | 2,533,000 | 3,830,000 | 5,106,000 |
| Noninterest income | 147,000 | 372,000 | 554,000 | 720,000 |
| Noninterest expense | 703,000 | 1,381,000 | 2,005,000 | 2,787,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 701,000 | 1,524,000 | 2,379,000 | 2,939,000 |
| Income tax | 35,000 | 73,000 | 114,000 | 137,000 |
| Net income | 666,000 | 1,451,000 | 2,265,000 | 2,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,607,000 | 33,293,000 | 34,106,000 | 34,393,000 |
| Total capital | 33,308,000 | 33,995,000 | 34,804,000 | 35,193,000 |
| Risk-weighted assets | 94,584,000 | 94,298,000 | 93,163,000 | 93,155,000 |