Call reports 2017
FARMERS TRUST AND SAVINGS BANK — 2017
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 135,176,000 | 134,010,000 | 138,615,000 | 137,028,000 |
| Total loans | 81,827,000 | 81,839,000 | 83,203,000 | 82,351,000 |
| Allowance for loan losses | 677,000 | 650,000 | 634,000 | 700,000 |
| Securities available for sale | 45,615,000 | 44,204,000 | 47,501,000 | 46,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,572,000 | 89,021,000 | 85,316,000 | 89,252,000 |
| Interest-bearing deposits | 70,207,000 | 69,726,000 | 65,470,000 | 68,534,000 |
| Noninterest-bearing deposits | 18,365,000 | 19,295,000 | 19,846,000 | 20,718,000 |
| Equity capital | 31,430,000 | 32,158,000 | 32,572,000 | 32,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,664,000 | 4,044,000 | 5,432,000 |
| Interest expense | 102,000 | 216,000 | 349,000 | 484,000 |
| Net interest income | 1,230,000 | 2,448,000 | 3,695,000 | 4,948,000 |
| Noninterest income | 162,000 | 317,000 | 470,000 | 643,000 |
| Noninterest expense | 707,000 | 1,338,000 | 1,980,000 | 2,940,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 685,000 | 1,444,000 | 2,202,000 | 2,435,000 |
| Income tax | 34,000 | 71,000 | 108,000 | 132,000 |
| Net income | 651,000 | 1,373,000 | 2,094,000 | 2,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,423,000 | 31,775,000 | 32,216,000 | 32,141,000 |
| Total capital | 32,100,000 | 32,425,000 | 32,850,000 | 32,841,000 |
| Risk-weighted assets | 92,304,000 | 93,243,000 | 94,537,000 | 93,073,000 |