Call reports 2011
FARMERS TRUST AND SAVINGS BANK — 2011
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 126,972,000 | 137,695,000 | 131,936,000 | 131,776,000 |
| Total loans | 72,734,000 | 71,623,000 | 72,829,000 | 72,069,000 |
| Allowance for loan losses | 709,000 | 705,000 | 689,000 | 694,000 |
| Securities available for sale | 47,426,000 | 59,223,000 | 52,464,000 | 52,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,845,000 | 91,354,000 | 87,771,000 | 89,430,000 |
| Interest-bearing deposits | 77,229,000 | 78,420,000 | 73,879,000 | 74,013,000 |
| Noninterest-bearing deposits | 13,616,000 | 12,934,000 | 13,892,000 | 15,417,000 |
| Equity capital | 22,639,000 | 23,992,000 | 24,764,000 | 24,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,853,000 | 4,324,000 | 5,751,000 |
| Interest expense | 281,000 | 546,000 | 789,000 | 1,003,000 |
| Net interest income | 1,118,000 | 2,307,000 | 3,535,000 | 4,748,000 |
| Noninterest income | 217,000 | 392,000 | 560,000 | 745,000 |
| Noninterest expense | 598,000 | 1,179,000 | 1,740,000 | 2,584,000 |
| Provision for loan losses | 0 | 75,000 | 75,000 | 140,000 |
| Pretax income | 797,000 | 1,592,000 | 2,735,000 | 3,234,000 |
| Income tax | 40,000 | 81,000 | 139,000 | 159,000 |
| Net income | 757,000 | 1,511,000 | 2,596,000 | 3,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,432,000 | 22,912,000 | 23,711,000 | 23,951,000 |
| Total capital | 23,141,000 | 23,617,000 | 24,400,000 | 24,645,000 |
| Risk-weighted assets | 79,201,000 | 77,435,000 | 77,577,000 | 78,311,000 |