Call reports 2002
FARMERS TRUST AND SAVINGS BANK — 2002
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 84,039,000 | 83,470,000 | 87,015,000 | 93,550,000 |
| Total loans | 55,038,000 | 56,401,000 | 58,086,000 | 57,236,000 |
| Allowance for loan losses | 589,000 | 594,000 | 568,000 | 651,000 |
| Securities available for sale | 18,289,000 | 20,160,000 | 21,371,000 | 30,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,490,000 | 60,907,000 | 60,846,000 | 64,813,000 |
| Interest-bearing deposits | 52,504,000 | 51,829,000 | 51,685,000 | 53,892,000 |
| Noninterest-bearing deposits | 9,986,000 | 9,078,000 | 9,161,000 | 10,921,000 |
| Equity capital | 10,733,000 | 11,265,000 | 11,740,000 | 11,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,664,000 | 4,022,000 | 5,383,000 |
| Interest expense | 554,000 | 1,084,000 | 1,605,000 | 2,123,000 |
| Net interest income | 788,000 | 1,580,000 | 2,417,000 | 3,260,000 |
| Noninterest income | 119,000 | 239,000 | 373,000 | 532,000 |
| Noninterest expense | 375,000 | 751,000 | 1,137,000 | 1,737,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 532,000 | 1,068,000 | 1,667,000 | 1,944,000 |
| Income tax | 26,000 | 51,000 | 80,000 | 106,000 |
| Net income | 506,000 | 1,017,000 | 1,587,000 | 1,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,651,000 | 10,941,000 | 11,294,000 | 11,265,000 |
| Total capital | 11,240,000 | 11,535,000 | 11,862,000 | 11,916,000 |
| Risk-weighted assets | 50,889,000 | 52,548,000 | 54,169,000 | 55,647,000 |