Call reports 2001
FARMERS TRUST AND SAVINGS BANK — 2001
What FARMERS TRUST AND SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 73,084,000 | 72,886,000 | 79,040,000 | 85,499,000 |
| Total loans | 53,135,000 | 54,788,000 | 56,181,000 | 56,478,000 |
| Allowance for loan losses | 558,000 | 557,000 | 542,000 | 584,000 |
| Securities available for sale | 11,591,000 | 11,257,000 | 11,567,000 | 17,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,908,000 | 57,259,000 | 58,868,000 | 64,105,000 |
| Interest-bearing deposits | 48,750,000 | 46,700,000 | 49,422,000 | 52,690,000 |
| Noninterest-bearing deposits | 9,158,000 | 10,559,000 | 9,446,000 | 11,415,000 |
| Equity capital | 9,692,000 | 10,001,000 | 10,489,000 | 10,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,803,000 | 4,213,000 | 5,608,000 |
| Interest expense | 682,000 | 1,310,000 | 1,921,000 | 2,519,000 |
| Net interest income | 744,000 | 1,493,000 | 2,292,000 | 3,089,000 |
| Noninterest income | 124,000 | 251,000 | 371,000 | 512,000 |
| Noninterest expense | 408,000 | 797,000 | 1,179,000 | 1,661,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 460,000 | 947,000 | 1,484,000 | 1,840,000 |
| Income tax | 327,000 | 350,000 | 376,000 | 400,000 |
| Net income | 133,000 | 597,000 | 1,108,000 | 1,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,537,000 | 9,834,000 | 10,205,000 | 10,307,000 |
| Total capital | 10,095,000 | 10,391,000 | 10,747,000 | 10,891,000 |
| Risk-weighted assets | 46,198,000 | 47,460,000 | 50,015,000 | 51,324,000 |