Call reports 2004
FORT DES MOINES COMMUNITY BANK — 2004
What FORT DES MOINES COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 20,739,000 | 21,118,000 | 19,567,000 | 18,880,000 |
| Total loans | 12,316,000 | 12,560,000 | 13,294,000 | 13,546,000 |
| Allowance for loan losses | 343,000 | 339,000 | 335,000 | 338,000 |
| Securities available for sale | 5,784,000 | 4,578,000 | 3,696,000 | 3,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,528,000 | 18,857,000 | 17,363,000 | 16,664,000 |
| Interest-bearing deposits | 17,006,000 | 17,200,000 | 15,612,000 | 15,123,000 |
| Noninterest-bearing deposits | 1,522,000 | 1,657,000 | 1,751,000 | 1,541,000 |
| Equity capital | 2,097,000 | 2,057,000 | 2,086,000 | 2,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 526,000 | 796,000 | 1,059,000 |
| Interest expense | 87,000 | 172,000 | 250,000 | 325,000 |
| Net interest income | 175,000 | 354,000 | 546,000 | 734,000 |
| Noninterest income | 23,000 | 47,000 | 72,000 | 92,000 |
| Noninterest expense | 179,000 | 365,000 | 550,000 | 718,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 16,000 | 30,000 | 59,000 | 96,000 |
| Income tax | 6,000 | 11,000 | 21,000 | 36,000 |
| Net income | 10,000 | 19,000 | 38,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,017,000 | 1,930,000 | 1,957,000 | 1,980,000 |
| Total capital | 2,165,000 | 2,082,000 | 2,114,000 | 2,141,000 |
| Risk-weighted assets | 11,662,000 | 11,989,000 | 12,417,000 | 12,723,000 |