Call reports 2003
FORT DES MOINES COMMUNITY BANK — 2003
What FORT DES MOINES COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 20,512,000 | 20,622,000 | 21,196,000 | 21,197,000 |
| Total loans | 12,104,000 | 12,607,000 | 11,932,000 | 12,337,000 |
| Allowance for loan losses | 326,000 | 329,000 | 336,000 | 339,000 |
| Securities available for sale | 5,941,000 | 5,321,000 | 6,120,000 | 6,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,412,000 | 18,419,000 | 19,019,000 | 18,991,000 |
| Interest-bearing deposits | 16,540,000 | 16,161,000 | 17,755,000 | 17,389,000 |
| Noninterest-bearing deposits | 1,872,000 | 2,258,000 | 1,264,000 | 1,602,000 |
| Equity capital | 1,998,000 | 2,019,000 | 2,028,000 | 2,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 559,000 | 835,000 | 1,117,000 |
| Interest expense | 121,000 | 230,000 | 334,000 | 433,000 |
| Net interest income | 151,000 | 329,000 | 501,000 | 684,000 |
| Noninterest income | 31,000 | 59,000 | 84,000 | 105,000 |
| Noninterest expense | 168,000 | 335,000 | 498,000 | 683,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 11,000 | 47,000 | 78,000 | 94,000 |
| Income tax | 0 | 16,000 | 26,000 | -15,000 |
| Net income | 11,000 | 31,000 | 52,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,891,000 | 1,981,000 | 1,977,000 | 1,994,000 |
| Total capital | 2,049,000 | 2,146,000 | 2,133,000 | 2,143,000 |
| Risk-weighted assets | 12,507,000 | 13,003,000 | 12,315,000 | 11,695,000 |