Call reports 2002
FORT DES MOINES COMMUNITY BANK — 2002
What FORT DES MOINES COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,625,000 | 18,762,000 | 20,486,000 | 20,005,000 |
| Total loans | 10,369,000 | 10,158,000 | 10,576,000 | 10,852,000 |
| Allowance for loan losses | 286,000 | 301,000 | 317,000 | 323,000 |
| Securities available for sale | 5,044,000 | 4,527,000 | 4,552,000 | 5,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,533,000 | 16,647,000 | 18,390,000 | 17,868,000 |
| Interest-bearing deposits | 16,263,000 | 15,477,000 | 17,269,000 | 16,619,000 |
| Noninterest-bearing deposits | 1,270,000 | 1,170,000 | 1,121,000 | 1,249,000 |
| Equity capital | 2,004,000 | 2,021,000 | 2,003,000 | 1,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 550,000 | 822,000 | 1,107,000 |
| Interest expense | 156,000 | 299,000 | 440,000 | 571,000 |
| Net interest income | 120,000 | 251,000 | 382,000 | 536,000 |
| Noninterest income | 35,000 | 68,000 | 102,000 | 121,000 |
| Noninterest expense | 176,000 | 354,000 | 551,000 | 740,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 48,000 |
| Pretax income | -36,000 | -65,000 | -112,000 | -131,000 |
| Income tax | -12,000 | -22,000 | -38,000 | -46,000 |
| Net income | -24,000 | -43,000 | -74,000 | -85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,920,000 | 1,945,000 | 1,922,000 | 1,922,000 |
| Total capital | 2,059,000 | 2,080,000 | 2,071,000 | 2,073,000 |
| Risk-weighted assets | 10,964,000 | 11,004,000 | 11,742,000 | 11,907,000 |