Call reports 2001
FORT DES MOINES COMMUNITY BANK — 2001
What FORT DES MOINES COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,342,000 | 16,399,000 | 16,887,000 | 18,148,000 |
| Total loans | 8,726,000 | 9,224,000 | 9,845,000 | 10,537,000 |
| Allowance for loan losses | 210,000 | 230,000 | 261,000 | 276,000 |
| Securities available for sale | 3,385,000 | 2,144,000 | 2,889,000 | 3,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,953,000 | 14,063,000 | 14,732,000 | 16,005,000 |
| Interest-bearing deposits | 13,144,000 | 12,943,000 | 13,541,000 | 14,972,000 |
| Noninterest-bearing deposits | 809,000 | 1,120,000 | 1,191,000 | 1,033,000 |
| Equity capital | 2,170,000 | 2,117,000 | 2,076,000 | 2,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 560,000 | 861,000 | 1,145,000 |
| Interest expense | 171,000 | 357,000 | 529,000 | 699,000 |
| Net interest income | 89,000 | 203,000 | 332,000 | 446,000 |
| Noninterest income | 29,000 | 57,000 | 79,000 | 126,000 |
| Noninterest expense | 190,000 | 377,000 | 562,000 | 750,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 105,000 |
| Pretax income | -102,000 | -177,000 | -241,000 | -283,000 |
| Income tax | -35,000 | -60,000 | -82,000 | -98,000 |
| Net income | -67,000 | -117,000 | -159,000 | -185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,144,000 | 2,048,000 | 2,028,000 | 2,036,000 |
| Total capital | 2,274,000 | 2,174,000 | 2,164,000 | 2,180,000 |
| Risk-weighted assets | 10,332,000 | 9,971,000 | 10,784,000 | 11,422,000 |