Call reports 2012
VALLEY BANK OF HELENA, THE — 2012
What VALLEY BANK OF HELENA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 |
|---|---|
| Total assets | 464,734,000 |
| Total loans | 192,709,000 |
| Allowance for loan losses | 4,297,000 |
| Securities available for sale | 248,460,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 310,409,000 |
| Interest-bearing deposits | 230,685,000 |
| Noninterest-bearing deposits | 79,723,000 |
| Equity capital | 37,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 |
|---|---|
| Interest income | 4,171,000 |
| Interest expense | 547,000 |
| Net interest income | 3,624,000 |
| Noninterest income | 1,291,000 |
| Noninterest expense | 2,457,000 |
| Provision for loan losses | 75,000 |
| Pretax income | 2,383,000 |
| Income tax | 657,000 |
| Net income | 1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 |
|---|---|
| Tier 1 capital | 32,703,000 |
| Total capital | 35,848,000 |
| Risk-weighted assets | 250,420,000 |