Call reports 2011
VALLEY BANK OF HELENA, THE — 2011
What VALLEY BANK OF HELENA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 398,477,000 | 410,462,000 | 436,501,000 | 462,064,000 |
| Total loans | 182,394,000 | 187,600,000 | 192,531,000 | 195,395,000 |
| Allowance for loan losses | 4,588,000 | 4,494,000 | 4,227,000 | 4,216,000 |
| Securities available for sale | 192,283,000 | 198,421,000 | 217,115,000 | 241,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,870,000 | 298,762,000 | 294,531,000 | 304,417,000 |
| Interest-bearing deposits | 203,581,000 | 228,721,000 | 219,423,000 | 226,499,000 |
| Noninterest-bearing deposits | 65,289,000 | 70,041,000 | 75,108,000 | 77,918,000 |
| Equity capital | 32,110,000 | 33,862,000 | 34,981,000 | 34,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,965,000 | 8,338,000 | 12,700,000 | 16,910,000 |
| Interest expense | 567,000 | 1,168,000 | 1,780,000 | 2,375,000 |
| Net interest income | 3,398,000 | 7,170,000 | 10,920,000 | 14,535,000 |
| Noninterest income | 1,059,000 | 2,198,000 | 3,435,000 | 4,847,000 |
| Noninterest expense | 2,327,000 | 4,714,000 | 7,074,000 | 9,520,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,130,000 | 4,654,000 | 7,281,000 | 9,862,000 |
| Income tax | 595,000 | 1,332,000 | 2,037,000 | 2,778,000 |
| Net income | 1,535,000 | 3,322,000 | 5,244,000 | 7,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,008,000 | 30,296,000 | 30,718,000 | 31,059,000 |
| Total capital | 32,828,000 | 33,157,000 | 33,658,000 | 34,117,000 |
| Risk-weighted assets | 223,799,000 | 227,248,000 | 233,915,000 | 243,445,000 |