Call reports 2010
VALLEY BANK OF HELENA, THE — 2010
What VALLEY BANK OF HELENA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 317,909,000 | 368,061,000 | 340,647,000 | 394,250,000 |
| Total loans | 186,218,000 | 194,521,000 | 194,705,000 | 183,002,000 |
| Allowance for loan losses | 4,634,000 | 4,707,000 | 4,752,000 | 4,651,000 |
| Securities available for sale | 107,197,000 | 116,962,000 | 114,999,000 | 164,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,673,000 | 307,103,000 | 254,311,000 | 276,568,000 |
| Interest-bearing deposits | 158,846,000 | 286,908,000 | 190,721,000 | 214,807,000 |
| Noninterest-bearing deposits | 54,827,000 | 20,195,000 | 63,590,000 | 61,760,000 |
| Equity capital | 30,889,000 | 31,162,000 | 32,229,000 | 31,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,108,000 | 8,315,000 | 12,488,000 | 16,445,000 |
| Interest expense | 642,000 | 1,313,000 | 1,930,000 | 2,528,000 |
| Net interest income | 3,466,000 | 7,002,000 | 10,558,000 | 13,917,000 |
| Noninterest income | 1,016,000 | 2,255,000 | 3,788,000 | 5,577,000 |
| Noninterest expense | 2,105,000 | 4,349,000 | 6,741,000 | 9,242,000 |
| Provision for loan losses | 300,000 | 450,000 | 500,000 | 500,000 |
| Pretax income | 2,077,000 | 4,839,000 | 7,628,000 | 10,730,000 |
| Income tax | 580,000 | 1,425,000 | 2,285,000 | 3,272,000 |
| Net income | 1,497,000 | 3,414,000 | 5,343,000 | 7,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,520,000 | 28,959,000 | 29,410,000 | 30,048,000 |
| Total capital | 31,134,000 | 31,765,000 | 32,128,000 | 32,789,000 |
| Risk-weighted assets | 207,092,000 | 222,543,000 | 215,437,000 | 217,367,000 |