Call reports 2009
VALLEY BANK OF HELENA, THE — 2009
What VALLEY BANK OF HELENA, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 297,218,000 | 292,699,000 | 307,546,000 | 351,254,000 |
| Total loans | 201,790,000 | 195,662,000 | 188,222,000 | 187,284,000 |
| Allowance for loan losses | 3,838,000 | 4,047,000 | 4,132,000 | 4,367,000 |
| Securities available for sale | 73,394,000 | 74,874,000 | 85,912,000 | 101,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,334,000 | 194,332,000 | 202,566,000 | 211,936,000 |
| Interest-bearing deposits | 143,270,000 | 144,750,000 | 149,931,000 | 156,421,000 |
| Noninterest-bearing deposits | 51,064,000 | 49,581,000 | 52,635,000 | 55,515,000 |
| Equity capital | 32,025,000 | 33,493,000 | 36,438,000 | 30,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,327,000 | 8,497,000 | 12,690,000 | 17,173,000 |
| Interest expense | 758,000 | 1,460,000 | 2,128,000 | 2,777,000 |
| Net interest income | 3,569,000 | 7,037,000 | 10,562,000 | 14,396,000 |
| Noninterest income | 1,332,000 | 2,944,000 | 4,244,000 | 5,298,000 |
| Noninterest expense | 2,209,000 | 4,688,000 | 7,024,000 | 9,197,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 2,392,000 | 4,693,000 | 6,882,000 | 9,297,000 |
| Income tax | 721,000 | 1,411,000 | 2,021,000 | 2,740,000 |
| Net income | 1,671,000 | 3,282,000 | 4,861,000 | 6,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,498,000 | 31,642,000 | 32,761,000 | 28,495,000 |
| Total capital | 33,165,000 | 34,285,000 | 35,364,000 | 31,232,000 |
| Risk-weighted assets | 212,227,000 | 210,065,000 | 206,759,000 | 217,344,000 |