Call reports 2002
VALLEY BANK OF HELENA, THE — 2002
What VALLEY BANK OF HELENA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 165,833,000 | 176,176,000 | 182,356,000 | 190,536,000 |
| Total loans | 96,872,000 | 92,518,000 | 96,441,000 | 99,151,000 |
| Allowance for loan losses | 1,242,000 | 1,346,000 | 1,834,000 | 1,213,000 |
| Securities available for sale | 54,921,000 | 66,068,000 | 70,079,000 | 75,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,115,000 | 127,166,000 | 131,228,000 | 126,418,000 |
| Interest-bearing deposits | 106,380,000 | 108,421,000 | 108,032,000 | 105,378,000 |
| Noninterest-bearing deposits | 17,735,000 | 18,744,000 | 23,196,000 | 21,040,000 |
| Equity capital | 13,554,000 | 14,600,000 | 16,654,000 | 17,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,686,000 | 5,445,000 | 8,214,000 | 11,069,000 |
| Interest expense | 900,000 | 1,771,000 | 2,610,000 | 3,410,000 |
| Net interest income | 1,786,000 | 3,674,000 | 5,604,000 | 7,659,000 |
| Noninterest income | 456,000 | 975,000 | 1,506,000 | 2,135,000 |
| Noninterest expense | 1,309,000 | 2,605,000 | 3,904,000 | 5,327,000 |
| Provision for loan losses | 105,000 | 310,000 | 865,000 | 1,335,000 |
| Pretax income | 828,000 | 1,734,000 | 2,341,000 | 3,367,000 |
| Income tax | 278,000 | 574,000 | 719,000 | 1,053,000 |
| Net income | 550,000 | 1,160,000 | 1,622,000 | 2,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,264,000 | 12,748,000 | 13,082,000 | 13,647,000 |
| Total capital | 13,506,000 | 14,094,000 | 14,553,000 | 14,860,000 |
| Risk-weighted assets | 114,638,000 | 116,107,000 | 117,285,000 | 119,403,000 |