Call reports 2001
VALLEY BANK OF HELENA, THE — 2001
What VALLEY BANK OF HELENA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 86,992,000 | 145,944,000 | 165,860,000 | 165,377,000 |
| Total loans | 64,027,000 | 110,005,000 | 108,222,000 | 104,254,000 |
| Allowance for loan losses | 709,000 | 1,056,000 | 1,209,000 | 1,192,000 |
| Securities available for sale | 15,871,000 | 15,363,000 | 44,697,000 | 47,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,441,000 | 128,268,000 | 130,423,000 | 124,072,000 |
| Interest-bearing deposits | 60,045,000 | 108,200,000 | 112,927,000 | 107,039,000 |
| Noninterest-bearing deposits | 13,396,000 | 20,068,000 | 17,496,000 | 17,033,000 |
| Equity capital | 7,962,000 | 11,562,000 | 12,771,000 | 13,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,777,000 | 4,081,000 | 7,089,000 | 10,084,000 |
| Interest expense | 675,000 | 1,519,000 | 2,661,000 | 3,726,000 |
| Net interest income | 1,102,000 | 2,562,000 | 4,428,000 | 6,358,000 |
| Noninterest income | 272,000 | 634,000 | 1,052,000 | 1,621,000 |
| Noninterest expense | 816,000 | 1,871,000 | 3,180,000 | 4,537,000 |
| Provision for loan losses | 51,000 | 105,000 | 190,000 | 365,000 |
| Pretax income | 507,000 | 1,220,000 | 2,110,000 | 3,077,000 |
| Income tax | 180,000 | 447,000 | 780,000 | 1,114,000 |
| Net income | 327,000 | 773,000 | 1,330,000 | 1,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,725,000 | 9,470,000 | 10,957,000 | 11,625,000 |
| Total capital | 8,434,000 | 10,526,000 | 12,166,000 | 12,817,000 |
| Risk-weighted assets | 68,436,000 | 104,528,000 | 117,859,000 | 116,013,000 |