Call reports 2014
COMMUNITY BANK — 2014
What COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 272,071,000 | 268,673,000 | 260,063,000 |
| Total loans | 144,853,000 | 152,607,000 | 152,456,000 |
| Allowance for loan losses | 3,116,000 | 3,338,000 | 3,338,000 |
| Securities available for sale | 76,219,000 | 79,161,000 | 76,833,000 |
| Securities held to maturity | 559,000 | 558,000 | 556,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 235,798,000 | 230,462,000 | 221,103,000 |
| Interest-bearing deposits | 169,437,000 | 167,920,000 | 160,122,000 |
| Noninterest-bearing deposits | 66,361,000 | 62,542,000 | 60,981,000 |
| Equity capital | 35,700,000 | 37,650,000 | 38,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 2,150,000 | 4,720,000 | 6,996,000 |
| Interest expense | 129,000 | 256,000 | 381,000 |
| Net interest income | 2,021,000 | 4,464,000 | 6,615,000 |
| Noninterest income | 486,000 | 1,067,000 | 1,521,000 |
| Noninterest expense | 1,691,000 | 3,410,000 | 5,536,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 816,000 | 2,121,000 | 2,600,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 816,000 | 2,121,000 | 2,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 37,444,000 | 38,748,000 | 39,228,000 |
| Total capital | 39,634,000 | 40,995,000 | 41,477,000 |
| Risk-weighted assets | 174,259,000 | 178,656,000 | 178,867,000 |