Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 259,749,000 | 256,892,000 | 257,802,000 | 280,243,000 |
| Total loans | 164,036,000 | 165,306,000 | 158,717,000 | 151,446,000 |
| Allowance for loan losses | 3,528,000 | 3,603,000 | 3,618,000 | 3,628,000 |
| Securities available for sale | 44,313,000 | 42,483,000 | 44,446,000 | 62,596,000 |
| Securities held to maturity | 663,000 | 662,000 | 661,000 | 660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,773,000 | 222,063,000 | 222,066,000 | 244,367,000 |
| Interest-bearing deposits | 169,180,000 | 164,793,000 | 164,732,000 | 167,584,000 |
| Noninterest-bearing deposits | 56,593,000 | 57,270,000 | 57,334,000 | 76,783,000 |
| Equity capital | 33,526,000 | 34,306,000 | 35,094,000 | 35,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,342,000 | 4,718,000 | 7,047,000 | 9,266,000 |
| Interest expense | 243,000 | 455,000 | 664,000 | 864,000 |
| Net interest income | 2,099,000 | 4,263,000 | 6,383,000 | 8,402,000 |
| Noninterest income | 339,000 | 729,000 | 1,047,000 | 1,363,000 |
| Noninterest expense | 1,630,000 | 3,432,000 | 5,125,000 | 6,790,000 |
| Provision for loan losses | 100,000 | 175,000 | 220,000 | 255,000 |
| Pretax income | 708,000 | 1,385,000 | 2,085,000 | 2,720,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 708,000 | 1,385,000 | 2,085,000 | 2,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,286,000 | 33,964,000 | 34,663,000 | 35,299,000 |
| Total capital | 35,585,000 | 36,255,000 | 36,836,000 | 37,388,000 |
| Risk-weighted assets | 182,709,000 | 181,988,000 | 172,389,000 | 165,602,000 |