Call reports 2011
COMMUNITY BANK — 2011
What COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 248,703,000 | 251,703,000 | 247,138,000 | 256,541,000 |
| Total loans | 177,229,000 | 180,835,000 | 183,442,000 | 172,373,000 |
| Allowance for loan losses | 3,543,000 | 3,595,000 | 3,289,000 | 3,482,000 |
| Securities available for sale | 30,741,000 | 29,112,000 | 27,360,000 | 43,108,000 |
| Securities held to maturity | 1,334,000 | 1,332,000 | 780,000 | 779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,049,000 | 217,016,000 | 211,835,000 | 221,384,000 |
| Interest-bearing deposits | 162,943,000 | 163,774,000 | 157,546,000 | 161,258,000 |
| Noninterest-bearing deposits | 54,106,000 | 53,242,000 | 54,289,000 | 60,126,000 |
| Equity capital | 31,137,000 | 32,281,000 | 32,909,000 | 32,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,493,000 | 5,053,000 | 7,627,000 | 10,006,000 |
| Interest expense | 345,000 | 656,000 | 951,000 | 1,218,000 |
| Net interest income | 2,148,000 | 4,397,000 | 6,676,000 | 8,788,000 |
| Noninterest income | 723,000 | 1,133,000 | 1,484,000 | 2,098,000 |
| Noninterest expense | 1,692,000 | 3,468,000 | 5,306,000 | 7,074,000 |
| Provision for loan losses | 750,000 | 800,000 | 1,125,000 | 2,147,000 |
| Pretax income | 429,000 | 1,262,000 | 1,729,000 | 1,665,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 429,000 | 1,262,000 | 1,729,000 | 1,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,342,000 | 32,175,000 | 32,642,000 | 32,578,000 |
| Total capital | 33,713,000 | 34,571,000 | 35,056,000 | 34,939,000 |
| Risk-weighted assets | 188,487,000 | 190,453,000 | 192,248,000 | 187,784,000 |