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Call reports 2006

COMMUNITY BANK — 2006

What COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/97e28346-71a2-4806-a85a-f0aca16ce0c5/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets238,059,000231,045,000252,534,000233,027,000
Total loans197,648,000206,561,000210,309,000209,765,000
Allowance for loan losses2,125,0002,279,0002,434,0002,410,000
Securities available for sale1,446,0002,440,0002,461,0002,471,000
Securities held to maturity1,582,0001,480,0001,299,0001,593,000
Trading assets0000
Total deposits202,919,000196,130,000216,275,000196,418,000
Interest-bearing deposits155,384,000153,274,000160,647,000148,832,000
Noninterest-bearing deposits47,535,00042,856,00055,628,00047,586,000
Equity capital27,626,00028,187,00028,958,00029,673,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income4,272,0008,815,00013,835,00018,681,000
Interest expense1,254,0002,625,0004,199,0005,752,000
Net interest income3,018,0006,190,0009,636,00012,929,000
Noninterest income314,000619,000944,0001,245,000
Noninterest expense1,538,0003,140,0004,713,0006,340,000
Provision for loan losses150,000300,000450,000450,000
Pretax income1,644,0003,369,0005,417,0007,384,000
Income tax648,0001,330,0002,139,0002,917,000
Net income996,0002,039,0003,278,0004,467,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital27,660,00028,223,00028,981,00029,691,000
Total capital29,785,00030,502,00031,415,00032,101,000
Risk-weighted assets206,904,000212,862,000220,573,000215,951,000

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